TAX TOOLS & FINANCIAL CALCULATORS
All tools provided by CalcXML and the IRS
Check the status of your refund. Find the proper forms for your tax preparation.
CHOOSE YOUR STATE TO CHECK ON YOUR REFUND
CHOOSE YOUR STATE TO FIND A FORM OR PUBLICATION
IMPORTANT TAX DATES FOR 2023
IRS official tax dates you need to stay on top of your taxes.
FILING DATES
2023 E-FILING DATES
Jan 23rd – IRS begins accepting and processing e-filed returns and extensions
April 18th – Tax Day – Last day to e-file returns and extensions
October 18th – Last day to e-file returns with a 6-month extension
2023 ESTIMATED TAX PAYMENT DATES
January 17 – Make last 2022 estimated tax payment
April 18 – First 2023 estimated tax payment due
June 15 – Second 2023 estimated tax payment due
September 15 – Third 2023 estimated tax payment due
TAX DOCUMENT DATES
January 31st, 2023 – Deadline for employers to file Form W-2s with the IRS, unless filed electronically for 2022 forms
January 31st, 2023 – Deadline for reporting payments to contract workers on Form 1099-MISC for 2022
STATE REFUND DELIVERY TIMETABLES
State
Refund Timetable
Alabama
Refunds are processed starting March 1 every year.
Alaska
No state income tax.
Arizona
Begins processing e-filed tax returns in mid-February.
Arkansas
Begins processing e-filed tax returns in mid-February.
California
E-Filed returns will take up to 3 weeks. Some tax returns need extra review for accuracy, so extra processing time may be necessary.
Colorado
E-Filed returns will take up to 3 weeks. Some tax returns need extra review for accuracy, so extra processing time may be necessary.
Connecticut
No specific timeline provided for delivery of tax refunds.
Delaware
Expect 4–6 weeks from filing for your refund to be delivered.
Florida
No state income tax.
Georgia
Most error-free e-Filed returns are processed within 5 business days of receiving the return. Most refunds are issued within 21 days from the filed date.
Hawaii
It will likely take 9–10 weeks after you e-file your tax return.
Idaho
e-Filers can expect refunds about 7 to 8 weeks after receiving an acknowledgment that the state has the return.
Illinois
No specific timeline provided for delivery of tax refunds.
Indiana
Allow 2–3 weeks of processing time for your tax refund.
Iowa
The anticipated time frame for refund processing is 30–45 days.
Kansas
No specific timeline provided for delivery of tax refunds.
Kentucky
Allow 2–3 weeks of processing time for a directly deposited tax refund. Processing of all refunds may be delayed.
Louisiana
The expected refund processing time for returns filed electronically is up to 45 days.
Maine
No specific timeline provided for delivery of tax refunds.
Maryland
No specific timeline provided for delivery of tax refunds.
Massachusetts
E-filed returns take up to 6 weeks to process.
Michigan
No specific timeline provided for delivery of tax refunds.
Minnesota
Every return received is different, so processing time will vary.
Mississippi
E-filers should allow 10 business days before calling about a refund. Returns filed early are usually processed more quickly than ones filed closer to the due date.
Missouri
No specific timeline provided for delivery of tax refunds.
Montana
May take up to 90 days to issue your refund.
Nebraska
Please allow a minimum of 30 days to receive your refund if you e-file an error-free return.
Nevada
No state income tax.
New Jersey
Use the Online Refund Status Service if you e-filed your return at least four weeks ago.
New Mexico
E-filed returns claiming a refund are generally processed within 6 to 8 weeks.
New York
No specific timeline provided for delivery of tax refunds.
North Carolina
Some refunds may take longer than normal, which is 6 weeks for electronically filed returns.
North Dakota
Refunds may take longer than in the past. No specific timeline provided for delivery of tax refunds.
Ohio
No specific timeline provided for delivery of tax refunds.
Oklahoma
If your return was filed electronically, please allow 6 weeks to receive your refund.
Oregon
Four weeks after the return is filed, the Oregon automated telephone answering system can provide information about the current year income tax refund.
Pennsylvania
No specific timeline provided for delivery of tax refunds.
Rhode Island
No specific timeline provided for delivery of tax refunds.
South Carolina
Most refunds are issued 6-8 weeks after you file your return.
South Dakota
No state income tax.
Texas
No state income tax.
Utah
Wait 30 days if filed electronically.
Vermont
E-Filed returns have an expected timeframe of 6–8 weeks.
Virginia
E-Filed returns should get refunds in up to 4 weeks.
Washington
No state income tax.
West Virginia
Expect significant delay of your tax refund. Call concerning your refund if it has been more than 10 weeks since your refund was filed.
Wisconsin
If filed electronically, most refunds are issued in less than 12 weeks.
Wyoming
No state income tax.
2023 HOLIDAY SCHEDULE
Date
Holiday
Monday, January 2nd, 2023
New Year's Day (observed)
Monday, January 16th
Birthday of Martin Luther King, Jr.
Monday, February 20th
Washington’s Birthday
Monday, May 29th
Memorial Day
Monday, June 19th
Juneteenth National Independence Day
Tuesday, July 4th
Independence Day
Monday, September 4th
Labor Day
Monday, October 9th
Columbus Day
Friday, November 10th
Veterans Day
Thursday, November 23rd
Thanksgiving Day
Monday, December 25th
Christmas Day
TAX CALCULATORS - PROVIDED BY CALCXML
TAXES
- What is my potential estate tax liability?
- Federal income tax calculator
- Should I adjust my payroll withholdings?
- Will my investment interest be deductible?
- How much self-employment tax will I pay?
- Capital gains (losses) tax estimator
- Compare taxable, tax-deferred, and tax-free investment growth
- How much of my social security benefit may be taxed?
- What are the tax implications of paying interest?
- Should I itemize or take the standard deduction?
- What is my tax-equivalent yield?
- Tax refund estimator
- Tax freedom day
Cash Flow
- Does inflation impact my standard of living?
- How much am I spending?
- How much do I need for emergencies?
- Pay down debt or invest more?
- How long will my money last?
- Should my spouse work?
- What is my current net worth?
- What is my projected net worth?
- What is my current cash flow?
- What is my projected cash flow?
- Value of reducing or foregoing expenses
- Historical inflation – compare purchasing power
automobile
Credit
- How long will it take to pay off my credit card?
- How long until my loan is paid off?
- What are my loan payments?
- What is the balance owing on my loan?
- Consolidate my personal debt?
- Re-structuring debts for accelerated payoff
- Cash up front or payments over time?
- Impact of making extra debt payments?
- Pay off debts or invest the money?
- Estimate my credit score
College
insurance
- How much life insurance do I need?
- What is my life expectancy?
- What are my needs for burial and final expenses?
- How much disability income insurance do I need?
- What are the chances of becoming disabled?
- What are my long-term care insurance needs?
- How much will I earn in my lifetime?
- What are the tax advantages of an annuity?
- How long will my current life insurance proceeds last?
- What is the future value of an annuity?
- Which is better, comprehensive plan or high-deductible plan with HSA?
- Compare a taxable investment to a tax-deferred investment
HOME & MORTGAGE
- How much home can I afford?
- Should I refinance my home mortgage (break even)?
- Mortgage calculator
- Comparing mortgage terms (i.e. 15, 20, 30 year)
- Should I pay discount points for A lower interest rate?
- Should I rent or buy a home?
- Should I convert to a bi-weekly payment schedule?
- Compare a ‘no-cost’ versus traditional mortgage
- What are the tax savings generated by my mortgage?
- Which is better: fixed or adjustable-rate mortgage?
- Adjustable rate mortgage calculator
- How do closing costs impact the interest rate?
- Compare an interest-only versus traditional mortgage
qualified plans
- Evaluate my company pension payout options
- How much can I contribute to an IRA?
- Retirement income from my IRA provider?
- Convert to a Roth IRA?
- Qualified plan is worth what retirement?
- Current year required minimum distribution?
- Projected required minimum distributions?
- Lump sum distribution options?
- Maximize my employer 401(k) match?
- Impact of borrowing from my 401(k) plan?
- Impact of early withdrawal from my 401(k)?
- I’m self-employed, how much can I contribute to a retirement plan?
- Net Unrealized Appreciation (NUA) vs. IRA Rollover?
PAYCHECK & BENEFITS
- How much is my company bonus after taxes?
- How will payroll adjustments affect my take-home pay?
- Convert my salary to an equivalent hourly wage
- Convert my hourly wage to an equivalent salary
- Future value of my employee stock options?
- Exercise my “in-the-money” stock options?
- What may my 401(k) be worth?
- Impact of increasing my 401(k) contribution?
- What may my 457 Plan be worth?
- Impact of increasing my 457 Plan contribution?
savings
- Becoming a millionaire
- Income generated by a savings plan
- How long will it take to double my money?
- How long until my savings reach my goal?
- Save now vs. save later
- How much should I save to reach my goal?
- What will my current savings grow to?
- Calculate rate of return
- How do taxes and inflation impact my return?
- What is my effective annual yield?
retirement
- Will retirement impact my living expenses?
- How much will I need for retirement?
- Are my current retirement savings sufficient?
- Social Security retirement income estimator
- How does inflation impact my retirement income needs?
- I’m retired, how long will my savings last?
- When should I begin saving for retirement?
- Convert discretionary expenses to savings?
- How much retirement income may my 401(k) provide?
- Compare a Roth 401(k) to a Traditional 401(K)